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  1. M

    How do you guys invest?

    If you hold international stocks (let´s say US stocks) ... is the US withholding tax from dividends deductable from the Indonesian tax? fictive example (feel free to correct me if I write something wrong) : - You get 10 dollar dividends from a US company. Withholding tax is probably 15% (as...
  2. M

    Air Asia starting to cancel.

    No, I did not receive that message. I am really confused... Did it come by email? I am in Europe at the moment. I think it makes no sense for me to send documents to Malaysia as hard copy for money that I might never get back from them...so, I guess my money is just lost? Or is there anything...
  3. M

    Air Asia starting to cancel.

    I booked two flights last year. Both cancelled...probably not enough demand due to covid crisis. Air Asia promised me that they would add the amount I paid to my Air Asia credit account and I could use this amount within the next two years. Now I tried to book a flight. But at the payment...
  4. M

    How much Indonesian Income tax is everyone paying

    Thanks for the overview. In my homeland children can hand in their own tax declaration. So, they have their own tax allowance for example. Is that possible in Indonesia as well? Or would the income of children always be added to the income and tax declaration of the parents? In my homeland it...
  5. M

    How do you guys invest?

    Yes, sounds comprehensible :) If someone here gained experience regarding this already, feel free to share :P
  6. M

    How do you guys invest?

    Good to know, thanks. And does the tax office accept the proof/document of a bank from another country? I mean, if you live in Indonesia and you are taxable there, I assume you would have to pay taxes in Indonesia on capital gains that arise if the custodian bank is based in Europe or so. I...
  7. M

    How do you guys invest?

    First of all, sorry for the probably stupid question :D But it is not forbidden to hold and trade international stocks if you live in Indonesia, right? It´s just that Indonesian brokers do not offer the service to invest into international stocks so that you would have to find a broker from...
  8. M

    How do you guys invest?

    I did not know that. Thanks for the information. Also ETFs like MSCI World etc. not possible to trade with a broker from Indonesia?
  9. M

    How do you guys invest?

    Since some of you seem to invest into the stock market: Do you use a broker from your homeland or do you use an Indonesian broker for your share portfolio?
  10. M

    Identifying serious offers - what to pay attention to when purchasing land

    One more question regarding this situation: When does the buyer usually have to pay for the land? The SHM is already issued but there is still the name of the seller on it. The seller will start the process of changing the name on the certificate now. Down payment was already done at the...
  11. M

    Identifying serious offers - what to pay attention to when purchasing land

    I might have drawn a wrong picture of him :D I think he just wants to get an idea of the costs that could come up after the purchase. Since he does not plan to live there in the near future, he is not in a hurry to have the mentioned improvements done and did not calculate these expenses in...
  12. M

    Identifying serious offers - what to pay attention to when purchasing land

    Thank you for the feedback. That might explain it then. My friend is thinking about how to deal with this situation now and I am not quite sure what to recommend him because I have no experience in buying land in Indonesia myself - only that information from reading in this forum. Since, on...
  13. M

    Identifying serious offers - what to pay attention to when purchasing land

    A friend of mine was in the process of buying land. Sporadik certificate already existed and the seller started the process of SHM after they agreed on a contract which was drawn up by a notary my friend chose. But after SHM was issued, the land was bigger than stated in the sporadik...
  14. M

    Identifying serious offers - what to pay attention to when purchasing land

    Fair point. In some areas, I heard, it is also possible to get water delivered by a water truck which fills up the water tank of the house then. Might also be a solution if drilling leads to financial (or other) problems. But I don´t know the average costs of the water delivery suppliers. And...
  15. M

    Identifying serious offers - what to pay attention to when purchasing land

    I just wonder why the notary would do so and why the notary would not insist on everything going by the rules. I mean, the notary would get in quite a trouble as well if it comes to light that an incorrect amount was declared, wouldn´t he/she?
  16. M

    Identifying serious offers - what to pay attention to when purchasing land

    Then I assume...if you get into that situation where your counterpart does not want to declare the real transactional amount, you would have 3 possibilites? 1) Step back from the transaction. This could be quite difficult. And maybe not a realistic option if you already transferred a down...
  17. M

    Identifying serious offers - what to pay attention to when purchasing land

    About the bullet point in bolt: Since I heard that this really happens sometimes, I wonder how one should behave in that situation. How should the buyer behave if the seller wants to "lower" his part of the taxes? If I am still up-to-date, the buyer has to pay 5.0% taxes and the seller 2.5%. If...
  18. M

    183 day tax residence rule

    My case is quite similar. Due to the pandemic and due to health problems of my wife, we were not able to leave Indonesia until some months ago. Therefore, we´ve spent more than 183 days in Indonesia this year. I have a NPWP because I was told it would be easier to open a bank account when having...
  19. M

    DON'T PANIC.... well, maybe a little bit.

    Don´t worry...noone there had fever or felt sick :D
  20. M

    Separate Wealth and Buying property

    Ok, then it is still as I thought and as I was told by our notary. Married abroad, so only registration at cat. sipil needed.

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